Trading crypto is exciting and can be profitable, but it’s essential to understand the risks involved and choose the right trading platform for your crypto investments and digital assets. There are plenty of options to choose from, but which one is right for you?
Coinbase is the largest cryptocurrency exchange in the world. It was founded in 2012 by Brian Armstrong and Fred Ehrsam. It’s a publicly-traded company that allows users to trade more than 250 cryptocurrencies.
Coinbase One is Coinbase’s subscription model. It offers subscribers benefits that they can’t get from using the free platform. In this review, we’ll take you on a deep dive of Coinbase One, helping you get a handle on the benefits and key details and decide whether paying for a Coinbase One subscription is something you want to do to expand your reach of tangible assets.
What Is Coinbase One? How It Will Help You to Grow Your Investment Strategy?
Coinbase One is the Coinbase premium subscription service that offers Coinbase users additional features and protection they don’t get with a free account.
As of 2024, Coinbase One had more than 600,000 subscribers.
One of the most important things to know about Coinbase One is that it offers zero-fee trading (with a few limitations that we’ll talk about later).
Regular Coinbase subscribers pay fees when they buy, sell, or convert cryptocurrencies. There’s no set fee because the amount charged varies based on an array of factors, including:
- The chosen payment method
- The size of your order
- Jurisdictional location
- Market conditions
- Order size
Coinbase makes its fees transparent, which means that when you initiate a transaction, you’ll see the fees in the trade preview screen. Completing the transaction means that you’ve agreed to the fees. Our only issue is that we wish the fees were easier to understand before initiating a trade.
Simple trades on Coinbase One are fee-free up to a monthly trading cap. We’ll go into a lot more detail about that in the next section.
Coinbase One benefits include enhanced customer service, state-of-the-art security, and a fee-free structure that gives investors access to more trades and the ability to reduce costs and to get more cryptocurrency for your money.
Our overall take on Coinbase One is that it’s worth buying if you’re someone who’s serious about crypto trading and wants access to premium features that you can’t get for free on Coinbase.
Key Features of Coinbase One
Now, let’s review the key features of Coinbase One, so you can determine whether the monthly cost is worth it to you.
Zero Trading Fees
Since fees are what most crypto traders care about the most, let’s start there. The Coinbase One subscription service offers zero trading fees up to a monthly cap of $10,000 for digital currency. If you trade more than that amount, which includes buying, selling, and converting crypto, then you’ll be charged Coinbase’s regular fees.
If you plan on trading less than $10,000 per month, and your fees would total more than the cost of a monthly subscription, then it’s probably worthwhile to pay for Coinbase One for the zero trading fees.
More Coins and Trading Pairs
People who use Coinbase have access to more than 260 coins and over 400 trading pairs. That’s impressive, but as a Coinbase One subscriber, you’ll get even more.
As of May, 2025, Coinbase One users can trade over 500 cryptocurrencies and have access to 467 trading pairs. If you want to diversify your crypto holdings, Coinbase One makes it easy to do so.
Boosted Staking Rewards
Another feature of Coinbase One is the ability to get increased rewards for staking eligible cryptocurrencies. These are cryptocurrencies that use a proof-of-stake model, which is more energy-efficient than the proof-of-work model used by Bitcoin, for example.
Some examples of proof-of-stake coins include Ethereum, Solana, Polkadot, and Cardano. You must have a Coinbase One account in good standing to collect stake rewards.
The ‘boosted’ rewards for Coinbase One subscribers come in the form of reduced commissions for payouts. In other words, they won’t put money in your pocket but they’ll take less out of it.
Coinbase verifies eligibility daily and there’s a waiting period to collect staking rewards. Details are on the Coinbase website.
Priority Customer Support
Coinbase One users get access to priority customer support and the same world class security team that Coinbase members get. What does that mean? What they say is that they have “dedicated” customer support with rapid response times for resolving any issues that may arise when using the exchange.
Phone, email, and chat support are available 24/7. We’ve seen some complaints about regular Coinbase customer service, but most people using Coinbase One appear to be happy with their expedited service in the crypto space.
Enhanced Account Protection
One of the most important benefits of using Coinbase One is that the company has purchased insurance coverage to protect traders from up to $1 million in losses due to deficiencies in their system.
It’s important to note that Coinbase holdings and deposits are not insured by the FDIC the way bank deposits are. Coinbase’s insurance won’t protect you if you share your login information or give someone else access to your wallet, but it will protect you if there’s a security breach because of a failure on Coinbase’s part.
Cost of Coinbase One
The Coinbase One cost for zero trading fees is $29.99 per month, which works out to $359.88 per year. The subscription fee is charged on a monthly basis and may be paid using a variety of methods, including:
- ACH via your linked bank account
- Debit card
- Paypal account (US and EU available countries)
- Crypto (USDC and USDT only, available balance of $100 required)
Paying with crypto is something that’s only available to US subscribers at the moment. Coinbase One states that if your primary payment method fails, it will use your backup method to collect the monthly fee. You can use a debit card to ensure a seamless deposit transaction.
Coinbase One zero trading fees up to 10k differ from regular Coinbase trading fees. Here’s a table illustrating the key differences, although we should note that fees vary depending on several factors, so you may see different fees when you trade on Coinbase.
Pro Tip:
Sign up for Coinbase One Today and Receive $50 in FREE BTC after your First $50 Trade!
| Coinbase | Coinbase One | |
| Cash and crypto balance | No fee | No fee |
| Transfer to another user | No fee | No fee |
| Transfer off the Coinbase network | Miner/network fees to be specified at the time of transfer | Miner/network fees to be specified at the time of the transfer |
| Trading fees | Based on market fees, disclosed at time of the transaction | 0% fees up to a cap of $10,000 per month, simple trades only |
There’s a 7-day free trial of Coinbase One and you can cancel your subscription at any time.
Benefits of Subscribing to Coinbase One
Here are some of the most important Coinbase One benefits to consider before you become a subscriber.
Cost Savings
You already know that Coinbase charges trading fees based on a variety of factors, including the type of coin you’re trading, where and when the trade takes place, and the volume of the trade.
With Coinbase One, you pay no trading fees at all for simple trades up to a $10,000 monthly cap. Because trade fees vary, we can’t give you a definitive assessment of how much you’ll save, but people who trade frequently can totally offset the subscription cost with savings on trading fees.
Improved User Experience
Coinbase One offers a better user experience when compared to Coinbase. As we mentioned earlier, users get access to priority, 24/7 support to ensure they can get help whenever they need it, something that allows you to go after your long term financial goals with peace of mind.
US-based traders who use Coinbase One will also get pre-filled tax forms, including Form 8949, something that simplifies the tax-filing process for cryptocurrency transactions.
Increased Earnings Potential
Coinbase One offers boosted staking rewards when you hold proof-of-stake coins. Some of the top proof-of-stake coins and digital currency include Ethereum, Solana, Cardano, Avalanche, and TRON.
Let’s talk about what Coinbase means by boosted staking rewards. You might think it refers to a higher APY than you’d get with Coinbase, but it actually comes in the form of a reduced commission.
As of May 1, 2025, the standard Coinbase commission for certain assets, including ADA, ATOM, AVAX, DOT, ETH, MATIC, SOL, and XTZ. For ADA, ATOM, DOT, SOL, and XTZ, is 35%, and it’s only 26.3% for eligible Coinbase One members. In other words, if you staked $1,000, you’d pay $350 in commission as a Coinbase member and only $263 as a Coinbase One member for savings of $87.
How much more can you earn with Coinbase One’s boosted staking? That depends on the asset you stake. Coinbase says on its website that the APY for staked holdings may be as high as 14%.
The Past Performance of Coinbase One
Coinbase has 10.8 million active monthly users, and paid subscribers make up a small percentage. The platform has grown substantially. For example, they had one million total users in 2014. By 2019, that number had grown to 13 million, and by the end of 2024, it was over 100 million.
Only a small percentage of those users are paid subscribers. One estimate says that approximately 600,000 users are paying subscribers. We can only guess at how many of those people pay for Coinbase One to avoid trading fees.
Pro Tip:
Sign up for Coinbase One Today and Receive $50 in FREE BTC after your First $50 Trade!
Is Coinbase One Right for You?
By now you’re probably wondering, is Coinbase One right for you? Here are the things we think you should consider.
Ideal User Profile
The ideal user profile for Coinbase One is someone who wants to get serious about cryptocurrency trading, has money to spend and is looking to avoid trading fees. If all you’re looking for is an app that will allow you to get your feet wet with crypto trading and digital currencies, then you don’t need to pay for Coinbase One.
On the other hand, if you’ve got a significant amount to spend on crypto and you want the option to earn extra money with staking and zero trading fees, then it’s probably worth the $29.99 monthly fee to become a Coinbase One subscriber.
Considerations Before Subscribing
Here are a few things to consider before you subscribe to Coinbase One.
- Will you earn enough to offset the subscription cost?
- Are you knowledgeable about staking and comfortable with the risks?
- Do you plan to trade crypto regularly or only once in a while?
- How much do you plan to invest?
- Are you aware of and comfortable with the overall risks of trading cryptocurrency?
We recommend reading reviews like this one, estimating how much you plan to invest in cryptocurrency, and taking a closer look to determine if the $29.99 monthly price tag is something that’s worth it to you.
Keep in mind that as a rule, digital currencies are far more volatile than other investment classes such as stocks and ETFs. We recommend having a diversified portfolio that includes a variety of investment classes and then adding cryptocurrency.
Pro Tip:
Sign up for Coinbase One Today and Receive $50 in FREE BTC after your First $50 Trade!
Conclusion
In summary, Coinbase One offers some advantages to crypto investors, including zero trading fees up to a $10,000 monthly cap, boosted staking awards, enhanced customer support, pre-filled tax forms, and insurance to protect your holdings against breaches or theft due to deficiencies in Coinbase’s security.
With a monthly cost of just $29.99, many intermediate and advanced crypto traders may save and earn enough to make a subscription worthwhile. Beginner traders may also find some benefits, but it’s important to consider whether your savings will be enough to justify the monthly price.
You can cancel your subscription at any time, which is something that’s not possible with every trading platform. If you want to learn more about how to get free crypto through Coinbase, check out: How to Get Free Crypto on Coinbase today!
FAQs
Coinbase One is a premium subscription service offered by Coinbase. Subscribers get no-fee trading up to a $10,000 monthly cap, boosted staking rewards, enhanced customer service, and insurance to protect their holdings.
The monthly cost for Coinbase One is $29.99. You can cancel your subscription at any time.
We believe Coinbase One is worth the cost for intermediate and advanced crypto traders who can make the most of fee-free trading and staking rewards. Beginning crypto traders may want to start out with the free service and then switch to Coinbase One.
If you’re already a Coinbase user, you can navigate to your account settings to upgrade to Coinbase One. As a new user, you’ll need to create a free account first.