Investing is complex.
From researching individual companies, customizing your portfolio, and staying on top of the latest developments in the stock market and the global economy, there’s an endless supply of information you need to know.
It’s impossible to stay on top of it all.
Even legendary investors like Warren Buffett and Bill Ackman can’t manage it all on their own, which is why they pay countless analysts to do most of the heavy lifting for them. All that’s left for them to do is read their team’s analysis and make decisions.
And now, with the relatively new stock picking investing app called Moby, you can also “outsource” your investment research to your own team of analysts. This Moby app review will give you detailed information on this stock picking service. And it will tell you the most important thing you want to know: is Moby worth it?
Moby’s team spends hundreds of hours each week sifting through financial news and consolidates their findings to keep you up-to-date on what’s moving the markets. And, for premium members, they also provide weekly investment ideas and easy-to-read research reports to help you build and grow your investment portfolio.
So are Moby’s stock picks any good? After interviewing the CEO and the CFO, and then doing my own analysis on their picks since they started, I came up with the following summary of the last 4 years of their picks, as of March 29, 2024 prices:
That is quite impressive that:
- EVERY year their picks are beating the market,
- that the average beat is 12% over the last 4 years over 390 picks,
- and that 72% of their picks are profitable.
Moby App Summary
Here’s what you need to know about this service:
- Launched in 2020 by a group of Wall Street Hedge Fund analysts and CFAs
- Primarily an app based service. Only their blog is available on the desktop site. Must get Moby Premium app to get picks.
- Delivers 1 or 2 stock picks a week with a clear analysis and rationale for buying each stock.
- Annual subscription price is $199.
- Service Guarantee: 30 day money back guarantee
- October Promotional Offers: Get 1 stock pick for free or … Save $100 and try it for just $99.
What is Moby?
Moby is a market-research platform for stock and crypto investors.
Instead of providing you with basic news articles and company updates (like every other site), Moby creates exclusive research and analysis so you can understand what’s happening in the markets and why. Every article is extremely easy to read.
In addition to its market summaries, Moby also curates research reports with investment ideas. Each report focuses on one company and covers the team’s reasons for making the recommendation and a price target for the pick. Each report takes ~5 minutes to read and, although the team uses both fundamental and technical analysis, are beginner friendly.
It also publishes educational content around emerging technologies and new trends. For instance, I learned a lot about Web 3.0 from a series of articles they published.
While Moby does have a website you can go to, Moby was built to be mobile-first, and its app is the best way to use the service.
Moby Stock Picks
At the heart of Moby Premium are its stock picks. This Moby Premium Review will show you the performance of their picks over the last 4 years.
Moby took expert analysts from institutions like Morgan Stanley and Goldman Sachs and paired them with journalists who know how to distill complex financial jargon into easily-comprehensible and actionable advice.
In addition to its own research, the team also deploys machine learning and quantitative algorithms to find investment ideas.
Top Moby Performing Stocks
Moby 2024 Top 5 Picks As of August 31 and Their Returns:
- CAVA up 125%
- MMYT up 66%
- FTAI up 51%
- MSFT up 47%
- TSM up 45%
Moby 2023 Top 5 Picks and Their Returns As of August 31:
- NVDA: 233%
- ELF: 147%
- PLTR: 143%
- META: 105%
- W: 87%
Beyond the latest 2023 picks (last year), this system has made a number of exceptional picks:
- MicroStrategy, picked 9/9/2020, up 836%
- Tesla, picked on 4/9/20, is up 388%
- Texas Pacific Land Corp, picked on 3/20/20, is up 324%
- Nvidia, picked on 5/18/20, is up 991%
- Eli, picked 1/18/2020, is up 453%
- Elf Beauty, picked on 2/3/22, is up 409%
And these are just the tip of the iceberg. Here’s a screenshot of some of its other picks:
Moby is currently offering a free stock pick here and offering 50% off for new subscribers.
With the WallStreetSurvivor Exclusive offer on this page, enter your email, and then you can save 50% 1 year for only $99.
Don’t miss out on their next pick–remember they have 30 day money back guarantee.
From their own webpage, that show this: Last Updated – December 21, 2023
Moby Premium’s goal is to outperform the market. That outperformance should more than pay for the annual subscription.
Moby Premium’s stock picks are beating the S&P500 by 11.9% over the past 4 years now!
As mentioned above, each new trade alert comes with a short but thorough report on what makes it a good investment opportunity. Each of these reports also comes in an audio format, so you can listen to it on your commute:
The team publishes 3 new picks per week.
Moby’s Model Portfolios
Moby also provides several model portfolios so you can get started investing right away (without waiting for new stock picks to come out). Each model portfolio is based on a different investing strategy.
The four model portfolios are:
- Flagship – Moby’s Flagship Portfolio aims to outperform the market by primarily investing in undervalued technology companies.
- Dividend – The goal is to build a portfolio of 10 high dividend paying stocks with sustainable earnings and dividends.
- Offshore – The goal is to find the world’s best growth businesses in emerging markets (like China, Brazil, Colombia, South Korea, Taiwan, and more).
- ESG – The ESG portfolio is focused on investing in companies that reflect your values.
Based on my experience, each of these portfolios tends to buy and sell a few stocks per month. If you’re using one of these portfolios, be sure to check your notifications for new trade alerts.
For example, this month’s Flagship portfolio has 4 entirely new stocks than it held last month (pictured above).
Additional Features:
1. Political Trades
Nancy Pelosi and her husband made headlines in 2022 after a series of excellent (and suspiciously well-timed) investments made the pair millions of dollars. Since then, investors have started paying much closer attention to the portfolios of senators and other members of Congress.
It’s no secret that politicians are privy to non-public information which could materially affect markets or specific sectors of the economy.
Moby makes it easy to track the latest trading activity of all major politicians with its “Political Trades” tool. The tool holds short reports on the politician who made the trade and the trade itself.
If politicians are selling off your favorite stock, it might be time to reevaluate that position. If they’re buying up a stock in a beaten-down industry, there may be a catalyst for growth in the near future.
2. Asset Lookup
For a quick look at a stock’s price chart, you can head into the app’s Asset Lookup tool.
The tool also provides links to all of the Moby reports which mention the stock in question. It’s the fastest way to gauge the team’s sentiment about any specific stock.
3. Economic Calendar
The next Fed meeting, inflation reports, jobless claims, spending data, building permits, GDP updates – there are a lot of economic events to stay on top of.
Not only does Moby aggregate all of the past and upcoming events onto a timeline, it also provides summaries and recaps of what happened at those events. This is the simplest and fastest way to stay abreast of changes in the economy.
All your friends and coworkers will wonder how you know so much.
4. Crypto Screener
The crypto screener allows you to filter and sort by more than 480 cryptocurrencies to find potential investments.
You can track each coin’s market capitalization, current price, day’s change, total volume, and more.
5. Investment Course
Moby also offers a 5-part investment education course designed for people who are new to investing in the stock market.
The course covers investing in different types of assets (like stocks, bonds, cryptocurrencies, and commodities), how taxes work, and how to build a portfolio based on your financial goals and risk tolerance.
In all, the course takes around 3 hours to complete, but it will fast-track your financial acumen.
6. New Features
While not yet released, Moby is working on a handful of other features which will make it even more of a complete offering.
Some new features include:
- In-App Trading: Soon, you’ll be able to receive your expert analysis and execute trades without ever leaving the Moby app.
- Portfolio Linking: Moby is also developing a tool to link your existing portfolio to the app so you can get personalized notifications about your positions based on the team’s research.
- Financial Advisory: Everyone needs some personalized financial advice from time to time, which is why Moby is working to integrate a way to connect with financial advisors 1:1.
Though these features aren’t live yet, I’ve been told that current users will be grandfathered into access to these features at today’s prices and will pay a lot less than future members.
There is much too unpack with Moby, especially as a newcomer in the space of investment tools. A key comparison to how one should use Moby is with the likes of Seeking Alpha, giving everyday investment decisions with unique insights into the market.
See for yourself on our Moby vs. Seeking Alpha article on which platform has better features for your portfolio strategy, learning more about each so you can equip yourself with the necessary tools for success.
Moby Pricing and Plans
Moby provides a lot of exceptional content for free (which is why it’s being used by over 5 million investors), but the bulk of its value (investment, model portfolios, and more) is only accessible with a Premium subscription.
Moby Premium costs $199 per year, but WallStreetSurvivor readers can get their first year for just $99 through our link below.
Moby is currently offering 50% off for new subscribers.
Click on the WallStreetSurvivor Exclusive offer on this page & get 1 year for only $99. Don’t miss out on their next pick.
Remember: They have 30 day money back guarantee.
Each subscription comes with a 30-day money-back guarantee, so there’s no risk in trying it.
Who is Moby Best For?
Moby is best for beginners or anybody who wants to outsource their investment research (to save time and increase their returns).
The entire platform is easy-to-use, and every article and research report is jargon-free. That said, while the investment analysis is beginner-friendly, you should expect to learn things about what to look for in companies or what factors drive the economy. It’s almost impossible not to learn something from Moby’s team of experts.
Pros and Cons of Moby Premium
| Pros | Cons |
| Outsource your investment research to a team of experts | More suited for intermediate investors, Moby simplifies decisions, offering guidance that may not cater to advanced investors seeking purely objective data. |
| Beginner-friendly investment analysis and market summaries | Many investment ideas to choose from |
| High-quality investment ideas and model portfolios | |
| Mobile-first platform |
Summary: Moby Review
Two things really stand out to me about Moby’s Premium service.
First, the core of its Premium service is its team of experts. This team, which was assembled from hedge funds and Wall Street firms, is doing the heavy lifting.
You get to outsource some or all of your investment research to them for just $199 per year (or $99 through our link).
Second, it’s impossible to spend much time on Moby without noticing how simple everything is. The layout and user interface, the articles and research reports, the portfolios – everything is easy to use.
Compare Moby to Motley Fool, and see for yourself which tool you prefer for your investing utility belt.
When combined, this pair makes for a powerful tool to level up your investing and why I expect it to become the hub for hundreds of thousands of investors who want to grow their net worth for years to come.