Financial advisors are quite common in this day and age, as many people value the wisdom and hard work that a good advisor can provide. But do you really need a financial advisor? Let’s find out. What Do Financial Advisors Do? “Financial advisor” is a broad term that can apply to many different people in … Read more
How to Earn Money as a College Student While your college years can be some of the best of your life, college can also be a tough time when it comes to your finances. Many people embrace living the “broke college student” lifestyle, which usually involves living off of Ramen noodles and microwavable taquitos. But … Read more
How to Retire a Millionaire by 40 According to the Natixis Global Retirement Index, 36% of Americans think that they’ll never have enough money to retire. That’s pretty rough. But since you’re a Wall Street Survivor, you know that the path to a proper retirement starts early. You have to work hard, start saving now, … Read more
Have you ever thought about how your household wealth or annual income stack up to others your age, or how others made their first million dollars? It’s natural to want to compare nest eggs and to wonder how much the wealthiest of the wealthiest in our age groups earn, right? Well, we’ve got the answers! … Read more
Money Market Accounts Money market accounts are a special type of savings account that come with their own advantages and restrictions. Today, we’ll be talking about how these accounts work and if they’re the right choice for you. What Is a Money Market Account? A money market account is essentially an interest-bearing bank account that … Read more
Income Tax Almost every working individual has to worry about income taxes when April rolls around every year. Even though the rules surrounding income tax can be confusing, you can know exactly what to expect once you understand how it works! What Is Income Tax? Income tax is a federal or state tax assessed according … Read more
Credit Cards Credit cards are a great tool for making purchases and building your credit, but they can also get you into trouble if you aren’t careful. Here are some credit card facts as well as advice on how to use your card properly. What Is a Credit Card? A credit card is a physical … Read more
Roth IRAs When it comes to investing, people have lots of different decisions to make: What brokerage should you use? Should you invest in ETFs or individual stocks? When is the right time to buy or sell? But one of the earliest and most important decisions every investor has to make is what type of … Read more
Capital Gains Tax If you’ve had a successful year of investing, you’ve likely sold a few stocks and cashed out at a net profit. While those gains might feel good in your wallet right now, it’s important to remember that you’ll likely have to hand over some of your earnings in taxes when April rolls … Read more
The 50/20/30 Rule Are you ready to start your investing journey but you can’t seem to save up enough money to put into your retirement account? The first step before investing is actually budgeting so that you have the money necessary to invest. Today, we will be discussing one of the most popular budgeting methods … Read more