Levi Rasmussen 
When Mint shut down in January 2024, millions of users were forced to find a new budgeting app — and the field has quickly consolidated around two leaders: Rocket Money and Monarch Money. Both promise to replace Mint. Neither is exactly Mint. And depending on whether you care more about cutting subscription waste or detailed … Read more
If you’ve ever looked at a mutual fund’s marketing one-pager and seen ★★★★★ next to the name, you’ve encountered Morningstar’s most famous product — the Morningstar Star Rating. The 1-to-5-star system is more than 30 years old, has shaped how trillions of dollars get invested, and is one of the few investment frameworks that retail … Read more
The Robinhood Gold Card is one of the most talked-about credit cards to hit the market in years — and for good reason. It’s a metal card that pays a flat 3% cash back on every purchase, has no annual fee on the card itself, and lets you redeem rewards directly into a Robinhood brokerage … Read more
When federal banking agencies evaluate your bank’s Community Reinvestment Act performance, lending and investments often dominate the conversation. But there’s a third category that compliance teams frequently underestimate: community development services and CRA volunteer opportunities. These non-lending activities allow bank staff to volunteer their financial expertise in ways that benefit low- and moderate-income (LMI) individuals … Read more
Banks looking to earn CRA credit for school-based financial literacy programs need to answer one question before anything else: will the examiner count this? The good news is that well-designed programs absolutely can qualify—but only when structured with compliance in mind from the start. Answering the CRA Question Up Front: When Does School Financial Literacy … Read more
Searching for answers about whether a new investing app can be trusted with your money is a smart first step. If you’re asking “is plynk safe,” you’re already thinking like a careful investor. In this guide, we’ll break down everything you need to know about Plynk’s regulatory standing, investor protections, app security measures, and real-world … Read more
If you’ve seen ads for Plynk or heard about its sign-up bonuses, you’re probably wondering whether this investing app is the real deal or just another flashy fintech that could disappear with your money. The short answer: Plynk is legitimate. But legitimacy doesn’t mean it’s perfect for everyone. This plynk app review breaks down the … Read more
Getting started with investing can feel overwhelming when you’re faced with complex trading platforms, confusing jargon, and high account minimums. The Plynk app aims to change that by stripping away the complexity and putting education front and center. In this Plynk review, we’ll break down everything you need to know about this investment app—from its … Read more
A personal loan is an unsecured, fixed-rate installment loan that gives you access to a lump sum of cash for real financial needs. Whether you’re looking to consolidate $10,000 of credit card debt, pay off a $7,500 medical bill, or fund a $12,000 home renovation project, a personal loan can provide predictable financing with a … Read more
If you’re researching investment tools, you’ve probably encountered Morningstar’s name attached to those familiar star ratings. But is paying $249 per year for Morningstar Investor actually worth it—or can you get by with free alternatives? This morningstar investor review breaks down exactly who benefits from the subscription and who should save their money. Quick Answer: … Read more