Coinbase vs Crypto.com – Which Platform Is Right for You?

Are you interested in buying and trading cryptocurrencies like Bitcoin and Dogecoin? If you are, then you may be wondering which crypto exchanges are right for you. You might even be asking how Coinbase and Crypto.com compare.

These two exchanges have a lot in common, including a user friendly interface. For example, both allow trading of more than 350 different crypto coins. Both charge fees, and both have made an effort to make their platforms easy to use.

The differences lie in where and how they charge fees, when those fees are disclosed, and how each platform protects users’ deposits and digital assets. You’ll also find some differences in the types of trades allowed on crypto exchanges.

In this comparison of Crypto.com and Coinbase, we’ll review and contrast each service. We’ll also give you our take on which types of investors can benefit most from each exchange to help you decide which one’s right for you.

Feature Comparison – Coinbase vs Crypto.com

Is Coinbase or Crypto.com better when it comes to available features? The answer depends on what type of trader you are and which features are most important to you.

  • Trading tools: Both platforms offer an array of trading tools to make it simple for users to fund their accounts, initiate and complete trades, and withdraw funds.
  • Available cryptocurrencies: Coinbase and Crypto.com both offer more than 350 cryptocurrencies to trade and many trading pairs, as well.
  • Mobile and desktop applications: Coinbase has both, while Crypto.com is mobile-first. You can trade online but the mobile experience is better.
  • Additional services: This is the area where there’s the most difference between the two exchanges. For example, Coinbase offers staking and Crypto.com does not.

Here’s our table illustrating the key features and how they compare.

FeatureCoinbaseCrypto.com
Available cryptocurrencies360+; 400+ trading pairs350+; doesn’t disclose number of trading pairs
FeesUses a maker/taker model; fees are calculated at the time of the trade and include maker/taker fees, spread, and other potential charges.Maker/taker model with varying fees. There’s a 2.99% fee if you use a debit or credit card; other fees may apply.
Mobile/desktopBothMobile first; limited web features
Crypto conversionYesNo
NFTsYesYes
Based inUnited States; all services are available to US residentsSingapore; some services are not available to US residents
Staking YesNo
Customer servicePhone, chat, email available 24/7Chat only
FDIC insurance for USD depositsYesUSD deposits are held at insured banks but are not protected if Crypto.com fails

Pro Tip:

Sign up today and get $50 of BTC for free after making your first trade on Coinbase!

Our head-to-head comparison reveals that in most cases, Coinbase has better and more comprehensive features than Crypto.com. If you’re in the US, the fact that Coinbase deposits are protected by the FDIC is important and can give you some peace of mind.

Coinbase vs Crypto.com Fee Structure Analysis

Now, let’s compare Crypto.com fees vs Coinbase to give you a rough idea of how much it will cost you to trade cryptocurrency on each crypto exchange.

Coinbase uses a maker/taker model. What that means is that if you initiate a trade that goes through immediately, you’re considered a taker and your fee will be between 0.05% and 0.60% of the amount of the trade. If you were spending $200, you’d pay anywhere from $0.10 and $1.20 for the trade. Maker fees are slightly lower, maxing out at 0.40%. There’s a spread fee to account for price volatility. 

Crypto.com also uses a maker/taker model with tiered fees based on volume. These may range from 0.00% for high volume trades up to 0.075% for lower volumes. They charge an extra fee if you don’t link to your bank account as a payment method and opt for using a debit or credit card instead. That fee is a flat 2.99%, so for a $200 trade, you’d pay $5.98 plus the maker/taker fee, a bit high for most cryptocurrency exchanges.

CoinbaseCrypto.com
Pricing modelMaker/takerMaker/taker
Trade fee range0.05% to 0.60%0.00% to 0.075%
Funding typeN/A2.99% for funding with a debit or credit card
SpreadVaries from trade to tradeN/A
Withdrawal feeACH: free; wire: $25ACH: free; wire: $35

As you can see, Coinbase vs Crypto.com fees are slightly different. Both exchanges could be a little more transparent about their fees up-front, since it can be difficult to calculate your total fees until you’re actually making a trade.

Why Are Prices Different on Coinbase vs Crypto.com?

Transaction fees differ between Coinbase and Crypto.com due to a variety of factors. As we’ve noted above, the basic fee structure is different. If you use Coinbase Advanced Trade, you may pay less if you’re trading at a high volume, since Advanced Trade uses a tiered fee system that decreases as your transaction amount increases.

Factors Affecting Price Variations Across Platforms

There are other things that may impact the fees you pay for Bitcoin and other cryptocurrencies on each crypto exchange, including:

  • Exchange volume
  • Real-time prices
  • The type of coin you’re buying
  • Your geographical location
  • Your funding method
  • Spread 

 With Coinbase, you’ll always see a page with your total fees before you finalize the transaction.

Pro Tip:

Sign up today and get $50 of BTC for free after making your first trade on Coinbase!

Security and Reliability of Coinbase and Crypto.com

Any time you’re entrusting a third party, especially cryptocurrency exchanges, with your money and assets, security is a pressing issue. 

Coinbase has done a great job of creating a security framework that protects its users. Here are the most robust security measures, like cold storage, for your crypto wallets.

  • USD deposits are insured by the FDIC
  • Coinbase has purchased crime insurance to protect users in the event their security is breached. (Note that your assets will not be protected by crime insurance if you give out your password and your money or digital assets are stolen.)
  • The Coinbase website and mobile app are equipped with state-of-the-art encryption and all transactions are protected by end-to-end encryption.
  • Two-factor authentication (2FA) is enabled with security key support (multi factor authentication)
  • Multi-approval withdrawals with Coinbase Vault
  • Most of users’ assets are held in cold storage
  • All customer assets are held on a 1:1 basis

For more details on Coinbase’s security protocols, read: IS COINBASE SAFE?

Here are the most relevant security measures taken by Crypto.com for their crypto investors.

  • All customer assets are held on a 1:1 basis
  • Deposits and assets are held in cold storage
  • Cash deposits held at outside financial institutions are FDIC insured if the bank fails (but not if Crypto.com fails)
  • Crypto.com employs a “Zero Trust, Defence in Depth” strategy

On the whole, each crypto exchange does a good job with security, but we’d give Coinbase the edge for being more transparent about their security measures and because they have FDIC insurance for the deposits they hold, along with private keys.

Which Platform Should You Choose?

The decision of which platform to choose depends on your experience level and investment preferences, both have a pretty user friendly interface.

Pro Tip:

Sign up today and get $50 of BTC for free after making your first trade on Coinbase!

For Beginners

Let’s start with beginners. We recommend Coinbase because of its simple user friendly interface and easy-to-understand trading options. If you’re interested in learning about more advanced trades, you’ll get free access to Advanced Trade.

For Advanced Traders

Coinbase Advanced Trade Users have a decision to make because both exchanges offer advanced features. There are more trading options on Coinbase if you opt for Advanced Trade, including more trading pairs and more trade types. There’s also a volume-based fee system similar to the one on Crypto.com.

For Long-Term Traders

Long-term traders may opt for Crypto.com because of its advantageous fee structure. However, US-based investors will find more options and more protection with Coinbase than they will with Crypto.com

Conclusion

Ultimately, Coinbase and Crypto.com have a lot in common. The most important differences are in the number of trading options open to US investors. In that regard, Coinbase has a significant advantage. It’s also the best option for beginners and intermediate investors, in our opinion. 
High-volume investors may want to give careful consideration to Crypto.com, but investors who want the option to stake cryptocurrency will need to stick with Coinbase, since Crypto.com no longer offers staking. We should also note that Crypto.com is not available in New York. If you are curious about how Crypto.com and Coinbase stack up against other Crypto offerors check out: BEST PLACES TO BUY CRYPTO

Get $50 of BTC for Free after Making Your First Trade on Coinbase!

The Best Stock Newsletters as of June 29, 2025

Ranking of Top Stock Newsletters Based on Last 3 Years of Stock Picks

We are paid subscribers to dozens of stock newsletters. We actively track every recommendation from all of these services, calculate performance, and share the results of the top performing stock newsletters whose subscriptions fees are under $500. The main metric to look for is "Excess Return" which is their return above that of the S&P500. So, based on last 3 years ending June 29, 2025:

RankStock NewsletterStock
Picks
Average
Return
Excess
Return
Percent
Profitable
Max %
Return
1.Seeking Alpha logo
Alpha Picks
7663%40%73%969%
Summary: 2 picks/month based on Seeking Alpha's Quant Rating; Retail Price is $499/yr. See details in our Alpha Picks Review.July, 2025 Promotion:
Save $50
2.Moby logo tiny
Moby.co
30843.3%12.3%74%1764%
Summary: 60-150 stock picks per year, segmented by industry; Retail Price is $199/yr. Read our Moby Review.July, 2025 Promotion:Next pick free!
3.Motley Fool logo
Stock Advisor
7241.2%6.9%78%258%
Summary: 2 picks/month and 2 Best Buy Stocks lists focusing on high growth potential stocks over 5 years; Retail Price is $199/yr.
Read our Motley Fool Review.
July, 2025 Promotion: Get $100 Off
4.Zacks logo
Value Investor
3917.5%6.1%38%410%
Summary: 10-25 stock picks per year based on Zacks' Quant Rating; Retail Price is $495/yr. Read our Zacks Review.July, 2025 PROMOTION:$1, then $495/yr
5.Motley Fool logo
Rule Breakers
6640.0%4.7%61%311%
Summary: 2 picks/month focusing on disruptive technology and business models; Lifetime average return of 355% vs S&P500's 149% since 2005; Now part of Motley Fool Epic. Read our Motley Fool Epic Review.Current Promotion: Save $200
6.TipRanks logo
TipRanks SmartInvestor
12110.6%3.7%55%340%
Summary: About 1 pick/week focusing on short term trades; Lifetime average return of 355% vs S&P500's 149% since 2015. Retail Price is $379/yr. Read our TipRanks Review.Current Promotion: Save $180
7.TheStreet logo
Action Alerts Plus
39420.0%3.4%57%220%
Summary: 100-150 trades per year, lots of buying and selling and short term trades. Read our Jim Cramer Review.Current Promotion: None
8.Motley Fool logo
Stock Advisor Canada
3632.3%0.5%69%378%
Summary: 1 pick/month from the Toronto stock exchange; Retail Price is CD$199/yr. Read our Motley Fool Canada Stock Advisor Review.July, 2025 Promotion: Save $100
Top Ranking Stock Newsletters based on their last 3 years of stock picks' performance through May 31, 2025 as compared to S&P500. S&P500's return is based on average return of S&P500 from date each stock pick is released. NOTE: To get these results you must buy equal dollar amounts of each pick on the date the stock pick is released. Investor Business Daily Top 50 based on performance of FFTY ETF.