Giovanna Borges

Your neighbor pulls into the driveway with a new car. Your coworker shows up to the office with the latest iPhone. Your friend posts from a resort you didn’t know existed. And somewhere in the back of your brain, a small, persistent voice asks: Should I have that too? That voice has a name. Behavioral … Read more

10 years doesn’t sound like much. It’s the gap between graduating high school and turning 28. It’s the decade most people spend on college, first jobs, moving cities, and figuring out who they are. Financial planning rarely makes the list of priorities — and honestly, that’s understandable. But here’s what nobody tells you at 18: … Read more

Here’s a thought experiment for every parent, aunt, uncle, or grandparent reading this. What if, instead of a toy that gets forgotten in a week, a gift card that goes unspent, or a check your kid cashes and blows on something random, you invested $100 on every birthday from the day they were born until … Read more

It starts innocently enough. You had a long day. The fridge is basically empty. Opening DoorDash takes five seconds, and 30 minutes later, dinner is at your door. One order. No big deal. Except it’s not one order. It’s Tuesday’s pad thai, Thursday’s burgers, Sunday’s brunch bowls, and the random 11 pm craving on a … Read more

You’ve seen the headlines. A former NFL star files for bankruptcy. An NBA champion loses his mansion. A boxer who earned $300 million can’t pay his taxes. The names change, but the story stays the same — and it repeats itself with stunning regularity. It feels impossible. How do you earn more money in one … Read more

Bali at sunrise. A train winding through the Swiss Alps. Street food in Tokyo at midnight. For most people, travel like this feels like a once-in-a-decade splurge—something you do for a honeymoon or a milestone birthday, then wait years to afford again. But what if it didn’t have to be that way? What if you … Read more