You find sneakers you really want for $180. You probably shouldn’t spend $180 on sneakers right now, and you know it. Then you get to checkout and see the magic words: 4 payments of $45. Well… $45 isn’t that bad. And that is exactly how a $180 purchase somehow stops feeling like a $180 purchase. … Continue reading Buy Now, Pay Later Is Everywhere. But What Is It Actually Costing You?