TRUE, but quality is sacrificied for the 10 % reduction, amount of uninsured stays the same, sick and older get increases while young and healthy get decreases.
This is what the republicans are NOT saying. And they are adamant that the dems scratch their plan and go for this. WHY ?????????????????????????????????????????????
As another example of that third source of premium changes, the State Innovations
program would induce states to take some actions affecting the average health status
of people with insurance and people without insurance. For example, states that
loosened rating rules in the market for individually purchased insurance to allow
premiums to vary more on the basis of age
+++++++++++++++++++++++++++++++++++++++++++++++++++++++
would cause premiums for older people
to increase and premiums for younger people to decrease
++++++++++++++++++++++++++++++++++++++++++++++++++++++++
. With other factors held
equal, fewer older people (who tend to have higher health care costs) and more
young people (who tend to have lower health care costs) would then sign up for
coverage, and the improved average health status of insured people would lower
average premiums; at the same time, the pool of people without health insurance
would end up being less healthy, on average, than under current law.3
Provisions in the amendment that
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++
would reduce insurance premiums by affecting the amount of coverage purchased
include the State Innovations program, which would encourage states to reduce the
number and extent of benefit mandates that they impose, and provisions that would
allow individuals or affiliated groups to purchase insurance policies in other states
that have less stringent mandates.
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Two caveats regarding those estimates bear emphasis:
Many individuals and families would experience changes in premiums that
differed from the changes in average premiums in their insurance market. As
explained below,
some provisions of the legislation would tend to decrease
the premiums paid by all insurance enrollees, while other provisions
++++++++++++++++++++++++++++++++++++++++++++++++++
would tend to increase the premiums paid by less healthy enrollees
+++++++++++++++++++++++++++++++++++++++++++++++++++++
or would tend to
increase the premiums paid by enrollees in some states relative to enrollees
in other states.
As a result, some individuals and families within each market
would see reductions in premiums that would be larger or smaller than the
estimated average reductions, and some people would see increases.
By 2019, CBO and JCT estimate, the number of nonelderly people without health
insurance would be reduced by about 3 million relative to current law,
++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
leaving about
52 million nonelderly residents uninsured. The share of legal nonelderly residents
with insurance coverage in 2019 would be about 83 percent, roughly in line with the
current share.
++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++