Note... prior to death!

Last post 11-21-2009 2:34 AM by cherrycosmos. 20 replies.
Page 1 of 2 (21 items) 1 2 Next >
Sort Posts: Previous Next
  • 11-15-2009 11:28 AM

    Note... prior to death!

    Be sure and cancel your credit cards before you die!
    This is so priceless and so easy to see happening - customer service, being what it is today!
    A lady died this past January, and ANZ bank billed her for February and March for their annual service charges on her credit card, and Then added late fees
    and interest on the monthly charge The balance had been $0.00, now is somewhere around $60.00.
    A family member placed a call to the ANZ Bank:
     
    Family Member:
    'I am calling to tell you that she died in January.'
    ANZ:
    'The account was never closed and the late fees and charges still apply.'
    Family Member:
    'Maybe, you should turn it over to collections.'
    ANZ:
    'Since it is two months past due, it already has been.'
    Family Member:
    'So, what will they do when they find out she is dead?'
    ANZ:
    'Either report her account to the frauds division or report her to the credit bureau, maybe both!'
    Family Member:
    'Do you think God will be mad at her?'
    ANZ:
    'Excuse me?'
    Family Member:
    'Did you just get what I was telling you . . . The part about her being dead?'
    ANZ:
    'Sir, you'll have to speak to my supervisor.'
    Supervisor gets on the phone:
    Family Member:
    'I'm calling to tell you, she died in January.'
    ANZ:
    'The account was never closed and the late fees and charges still apply.'
    Family Member:
    'You mean you want to collect from her estate?'
    ANZ:
    (Stammer) 'Are you her lawyer?'
    Family Member:
    'No, I'm her great nephew..' (Lawyer info given)
    ANZ:
    'Could you fax us a certificate of death?'
    Family Member:
    'Sure.'
    ( fax number is given)
    After they get the fax:
    ANZ:
    'Our system just isn't set up for death. I don't know what more I can do to help.'
    Family Member:
    'Well, if you figure it out, great! If not, you could just keep billing Her. I don't think she will care.'
    ANZ:
    'Well, the late fees and charges do still apply.'
    Family Member:
    'Would you like her new billing address?'
    ANZ:
    'That might help.'
    Family Member:
    ' Rookwood Memorial Cemetery , 1249 Centenary Rd, Sydney Plot Number 1049.'
    ANZ: 'Sir, that's a cemetery!'
    Family Member:
    'Well, what the F**K   do you do with dead people on your planet?'

  • 11-15-2009 12:17 PM In reply to

    Re: Note... prior to death!

    Is this how the credit card companies are making money now? Just can't make enough on fees from the living, eh?
  • 11-15-2009 1:30 PM In reply to

    Re: Note... prior to death!

     no!  That joke is exaggerating  reality by  just a tiny bit!

  • 11-15-2009 1:55 PM In reply to

    Re: Note... prior to death!

    Bill for annual fee, late fee and interest for credit card:  $60.00

    Trying to explain to the credit card company the person was dead prior to charges:  Priceless

    Rack up your cards before you die cause it doesn't pay to Discover!!!!!   Devil

  • 11-15-2009 1:56 PM In reply to

    Re: Note... prior to death!

    Oh, i'm sure its exaggerating a little NIghtTrading but I would bet not by much!!!!

  • 11-15-2009 3:00 PM In reply to

    Re: Note... prior to death!

    "not set up for death"? how is that possible.
  • 11-15-2009 3:31 PM In reply to

    Re: Note... prior to death!

    wake has the best of it...

  • 11-15-2009 9:53 PM In reply to

    Re: Note... prior to death!

    Cute story.

  • 11-15-2009 11:07 PM In reply to

    Re: Note... prior to death!

    Money sucking credit card companies...... sigh
  • 11-16-2009 12:22 AM In reply to

    Re: Note... prior to death!

    yeah they'll do anything
  • 11-16-2009 9:55 AM In reply to

    Deleted Post

    Locked Reply
    This post has been deleted.
  • 11-16-2009 10:47 AM In reply to

    Re: Note... prior to death!

    I thik I've talked to them before...

  • 11-16-2009 10:54 AM In reply to

    Re: Note... prior to death!

    I work for two probate attorneys, this could be a true story.

  • 11-17-2009 10:32 PM In reply to

    Re: Note... prior to death!

     funny story yo

  • 11-17-2009 10:44 PM In reply to

    Re: Note... prior to death!

    wakerider:

    Bill for annual fee, late fee and interest for credit card:  $60.00

    Trying to explain to the credit card company the person was dead prior to charges:  Priceless

    Rack up your cards before you die cause it doesn't pay to Discover!!!!!   Devil

    good reply wake! Big Smile

  • 11-18-2009 1:14 AM In reply to

    Re: Note... prior to death!

     oh wow.. hmmm. that gives us a lesson. might ask a dying member of the family if he/she has credit cards before these things happen . lol

     

  • 11-18-2009 7:03 AM In reply to

    Re: Note... prior to death!

    Dr Zira:

    I work for two probate attorneys, this could be a true story.

    I believe it Dr Z, I've dealt with some real idiots through different customer service centers.

  • 11-19-2009 4:20 PM In reply to

    Re: Note... prior to death!

     

    to good to be true
  • 11-19-2009 8:43 PM In reply to

    Re: Note... prior to death!

    This kinda reminds me of that one episodes of How I Met Your Mother when Lily and Marshall got $hit done right after marriage to make sure things are taken care of after one of them dies. 
  • 11-20-2009 12:25 PM In reply to

    Re: Note... prior to death!

    Wake's suggestion may be tempting, but unfortunately, any debts accumulated PRIOR to one's demise are part of a decedant's estate and the creditors will file claims against the assets of the estate, that of course includes all local, state & federal taxes. Like Dr. Z mention, this is probably a real "life & death" situation.....

Page 1 of 2 (21 items) 1 2 Next >