Read and just do it. This rearanged my thinking.
Why should we trust the fed's figures? The answers is we shouldn't. If you are earning 30.00 or less adjusted for inflation from the 70's you are in a Depression. If you are earning 31.00 to 61.00 hr. you are just above the poverty level.The middle class needs to earn 1,2000.00 hr. to stay middle class.Need I say more. Pay cash. Do NOT BUY ON CREDIT. DO NOT TAKE OUT LOANS> JUST PAY CASH> LISTEN TO SUSIE ORMAN. PAY CASH.
good stuff
Thanks for the great tips.