RiskTaker.... yes, I heard about the bees dying out too!! That is scary!!
And, I don't think a world wide economic crash will happen in the next 4-5 years, but the thing is about these things, THEY ARE RARELY SEEN COMING (and the people that do pedict them are sidelined as kooks(spelling?))
Lesson? Don't talk about it to your friends, but have some mental awareness and at least a modest savings/nest egg(preferrebly in non-paper form, ie physical silver or gold)